At Cypress & Sage, we take an enterprise approach to managing risk, focused on optimizing your Total Cost of Risk (TCOR). By aligning your insurance program, broker relationships, and risk strategies with your operational goals, we help protect your business and improve financial efficiency.

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• Insurance & TCOR Evaluation
  We conduct thorough assessments of your insurance program to verify proper coverage, review pricing, and ensure every element aligns with your risk tolerance and business objectives.

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• Broker Evaluation & Management
  Your broker should deliver measurable value. We evaluate their capabilities and resources to confirm that your insurance solutions are efficient, cost-effective, and aligned with your goals.

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• Insurance Program Management
  From property & casualty to employee benefits and bonding, we manage the entire insurance program on your behalf. This includes broker relationships, renewals, and integrating new programs after acquisitions — ensuring your coverage serves your organization, not your broker.

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• Broker Transition Management
  If a new broker is needed, we manage the full Request for Proposal (RFP) process, oversee onboarding, and ensure a seamless handoff. We personally connect your broker’s team with your internal stakeholders and continue to evaluate performance year-round.

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Why Choose Cypress & Sage?

Enterprise risk isn’t just about protecting against loss. It’s about positioning your business for growth. By combining financial insight, risk analysis, and compliance expertise, Cypress & Sage delivers strategies that are practical, defensible, and built around your goals. We partner with you to turn challenges into opportunities and ensure you have the clarity to make confident decisions at every level.